{"id":3972,"date":"2023-03-28T12:35:10","date_gmt":"2023-03-28T11:35:10","guid":{"rendered":"https:\/\/www.travelerudition.com\/?p=3972"},"modified":"2023-03-28T12:35:10","modified_gmt":"2023-03-28T11:35:10","slug":"does-platinum-amex-have-travel-insurance","status":"publish","type":"post","link":"https:\/\/www.travelerudition.com\/does-platinum-amex-have-travel-insurance\/","title":{"rendered":"Does platinum amex have travel insurance?"},"content":{"rendered":"

Amex travel insurance is one of the most comprehensive and affordable travel insurance policies available. It covers trip cancellation and interruption, medical expenses, lost or stolen luggage, and more.<\/p>\n

No, the American Express Platinum Card does not come with travel insurance.<\/p>\n

Is travel insurance included in AmEx Platinum? <\/h2>\n

The Amex Platinum card comes with trip cancellation, trip interruption, and trip delay insurance. However, this insurance only covers flight cancellations for specific (limited) reasons that are listed in the card’s terms and conditions. If your flight is cancelled for any other reason, you will not be covered by this insurance.<\/p>\n

Worldwide Travel Insurance provides cover for the Cardmember and Supplementary Cardmember, their respective partners and dependent children under the age of 25, whether travelling together or travelling alone on business and leisure trips of up to 90 days. The policy provides cover for medical expenses, cancellation and curtailment, personal belongings and personal liability.<\/p>\n

How do I claim American Express Platinum travel insurance <\/h3>\n
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If you need to make a claim on your AmEx travel insurance policy, here’s what you need to do:<\/p>\n

For trip cancellation, interruption or delay insurance: Call 844-933-0648 within 60 days of the incident.<\/p>\n

For baggage insurance: Call 800-228-6855 within 30 days of the incident, or submit a claim online.<\/p>\n

For rental car insurance: Call 800-338-1670 within 30 days of the incident, or submit a claim online.<\/p>\n

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Thank you for your inquiry. Unfortunately, American Express Travel Insurance does not cover fear of contracting the Coronavirus. We apologize for any inconvenience this may cause.<\/p>\n

What does Amex Platinum include? <\/h2>\n

The Amex Platinum is a great choice for anyone looking for a premium credit card with a plethora of benefits. From the welcome bonus and Uber credits to airfare discounts and cashback, this card has a lot to offer. One of the best things about the Amex Platinum is that it allows you to carry a balance for certain charges, which can be a great perk if you need to finance a large purchase or emergency expense.<\/p>\n

ShopRunner Concierge Service:<\/p>\n

ShopRunner Concierge Service offers free shipping on purchases made through the ShopRunner website. This service is available to ShopRunner members only.<\/p>\n

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International Airline Program:<\/p>\n

The International Airline Program offers low fares on flights to destinations around the world. This program is available to American Express cardholders only.<\/p>\n

Cruise Privileges Program:<\/p>\n

The Cruise Privileges Program offers discounts on cruises booked through the American Express Travel website. This program is available to American Express cardholders only.<\/p>\n

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Amex Auto Purchasing Program:<\/p>\n

The Amex Auto Purchasing Program offers discounts on new and used vehicles purchased through the American Express Auto website. This program is available to American Express cardholders only.<\/p>\n

Platinum Destinations Vacations:<\/p>\n

Platinum Destinations Vacations offers discounts on vacation packages booked through the American Express Travel website. This program is available to American Express Platinum cardholders only.<\/p>\n

What is not covered by travel insurance? <\/h2>\n
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If you’re considering cancelling or interrupting your trip due to events such as an impending hurricane or outbreak of a disease, it’s important to check your travel insurance policy first. In most cases, these types of events are not covered by travel insurance and you will not be reimbursed for your expenses.<\/p>\n

A comprehensive travel insurance policy usually covers delays, cancellations due to sickness or death, lost luggage, and some emergency medical costs. This can give you peace of mind when traveling, knowing that you are covered in case of any unforeseen events.<\/p>\n

Do I get travel insurance on my credit card <\/h3>\n

A credit card with complimentary travel insurance is a great perk to have. This insurance can cover you in case of any medical emergencies that may occur while you are travelling. It is always a good idea to be prepared for any eventualities when you are travelling, and having this insurance can give you peace of mind.<\/p>\n

With the Platinum Card®, you can get up to $20 in statement credits each month when you use your card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. This can be an annual savings of up to $240.<\/p>\n