A credit card with travel insurance can be a helpful way to reduce stress and financial burden when booking a trip. American Express Platinum is a popular credit card that offers various travel insurance benefits to cardholders. When using this card to book travel, it is important to be aware of what is and is not covered by the insurance.
No, American Express Platinum does not cover travel insurance.
Does AmEx provide free travel insurance?
AmEx offers complimentary travel insurance on many of its cards. This includes trip cancellation and interruption insurance, trip delay insurance, and car rental loss and damage insurance. This can be a valuable benefit if you travel often or have expensive travel plans.
If you have AmEx travel insurance and need to make a claim, you can do so by calling the appropriate number depending on what type of insurance you have. For trip cancellation, interruption, or delay insurance, call 844-933-0648. For baggage insurance, call 800-228-6855 or go online. For rental car insurance, call 800-338-1670 or go online.
Can AmEx Platinum help with Cancelled flight
The Amex Platinum card comes with trip cancellation, trip interruption, and trip delay insurance. However, this insurance only covers flight cancellations for the specific (limited) reasons listed in the terms and conditions. If your flight is cancelled for any other reason, you will not be covered.
American Express travel insurance’s most comprehensive coverage of all, Ultimate Travel, combines all of the above. It includes emergency travel medical insurance, trip cancellation, trip interruption, and baggage loss. You’re covered for everything!
What is the benefit of Platinum AmEx?
ShopRunner Concierge Service:
Get free shipping on your orders when you sign up for ShopRunner Concierge Service. This service provides members with free two-day shipping and returns on orders from select online retailers. You’ll also get access to exclusive sales and discounts.
International Airline Program:
Save on airfare when you book through the International Airline Program. This program offers discounts on tickets to destinations around the world.
Cruise Privileges Program:
Get exclusive deals on cruises when you book through the Cruise Privileges Program. This program offers members discounts on cruises, as well as access to exclusive amenities and activities.
Amex Auto Purchasing Program:
Save on your next car purchase when you take advantage of the Amex Auto Purchasing Program. This program offers members discounts on new and used cars, as well as financing options.
Platinum Destinations Vacations:
Earn an extra point on your next vacation when you book through Platinum Destinations Vacations. This program offers members exclusive deals on vacation packages, as well as access to VIP amenities and activities.
We’re sorry to hear that you’re concerned about contracting the Coronavirus while traveling. Unfortunately, Fear of contracting the Coronavirus is not a covered reason under the American Express Travel Insurance certificate of insurance/policy. We recommend that you review the certificate of insurance/policy for specific covered reasons. If you have any other questions, please don’t hesitate to reach out to us.
Does American Express reimburse for Cancelled flights?
The American Express Platinum Card offers trip delay benefits to eligible cardholders. To qualify for this benefit, your trip must be paid for with an American Express Platinum card. The maximum reimbursement is up to $10,000 per trip and $20,000 per eligible card every 12 consecutive months. Covered events include inclement weather, jury duty, and accidental injuries, among others. This benefit can help you if your trip is delayed due to an unexpected event.
Membership Rewards points are a valuable currency that can be used for a variety of things, including travel, gift cards, and statement credits. We generally value them at about 22 cents per point, so a 100,000-point bonus offer is worth approximately $2,200, a 125,000-point bonus is worth $2,750, and a 150,000-point bonus is worth $3,300.
Is Amex platinum a hard card to get
If you have good credit and make a lot of money, you have a decent chance at getting approved for the American Express Platinum card. The card is hard to get approved for because applicants need a 700+ credit score and a high income to qualify. However, if you meet those requirements, you should be able to get approved.
A comprehensive policy is a type of insurance policy that provides coverage for a wide range of potential events, including delays, cancellations, lost luggage, and emergency medical costs. This type of policy is often more expensive than other types of insurance policies, but it provides a greater level of protection for the policyholder.
Am I covered if my flight is Cancelled?
Hi there,
If you’re not satisfied with your flight experience for any reason, the airline legally has to give you a full refund for the flight, as well as any other flights from the airline that you won’t use as part of the same booking (e.g. an onward or return flight if you’re part-way through a journey, or a flight back to the airport you originally departed from).
We hope you have a better flight experience in the future!
Trip cancellation is a major concern for most travelers. The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster.
What travel insurance comes with American Express
One of the many benefits of the American Express® Card is access to AMEX® Travel Insurance. AMEX® Travel Insurance has plans that can cover things like trip cancellations or delays, loss or damage to personal belongings, and even expensive medical bills. So if you’re planning a trip, be sure to consider AMEX® Travel Insurance to help protect you from the unexpected.
The American Express Platinum card medical evacuation benefit is a great way to get emergency transportation if you or a family member becomes seriously ill or injured while traveling. This benefit provides transportation at no cost, which can save you a lot of money in an emergency situation.
Is Trip protection worth it?
Though you may pay 5 to 10 percent of your trip cost for travel insurance, travel insurance is often worth the investment for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and .
If you are interested in applying for the Amex Platinum Credit Card, you should aim to have an annual income of at least $100,000. However, it is still possible to be approved for the card if you have a lower income but a low debt-to-income ratio and pay your other credit cards in full every month.
Is Amex platinum a luxury card
The American Express Platinum Card is the perfect card for luxury travel rewards. With perks like lounge access and complimentary elite status, it is the perfect card for demanding travelers.
Gold and Platinum Amex cards offer a variety of benefits, with Gold catering more to everyday spending and Platinum being designed more for travelers. Platinum has more benefits, but its annual $695 fee is higher than Gold’s $250 fee.
Final Words
No, American Express Platinum does not cover travel insurance.
Based on the research conducted, it appears that American Express Platinum does not cover travel insurance. This is most likely due to the fact that American Express Platinum is a credit card and not a travel insurance policy. Therefore, if you are looking for travel insurance, you will need to purchase a separate policy.
