Most American Express cards come with some form of travel insurance, but the specifics vary depending on the card. For example, the American Express Platinum Card offers travel insurance that includes trip cancellation and interruption insurance, baggage insurance, and more.
No, American Express Platinum does not offer travel insurance.
Is travel insurance included in AmEx Platinum?
The Amex Platinum card comes with trip cancellation, trip interruption, and trip delay insurance that can cover flight cancellations for only the specific (limited) reasons listed in the terms and conditions. This can be a great benefit if your travel plans are disrupted due to an unforeseen event. However, it’s important to note that this coverage is not comprehensive and there are some exclusions to be aware of. Be sure to read the terms and conditions carefully before relying on this insurance.
If your AmEx card comes with complimentary travel insurance, you’re automatically covered for a variety of common travel mishaps. Trip cancellation and interruption insurance protects you if you have to cancel or cut your trip short due to a covered reason, like severe weather or illness. Trip delay insurance kicks in if your flight is delayed for a certain number of hours, and can cover things like meals and accommodation. Car rental loss and damage insurance covers you if your rental car is damaged or stolen.
Does American Express give you travel insurance
As an American Express Cardmember, you are automatically insured for both local and international travel when you purchase your travel ticket(s) on your American Express Credit Card.1 This basic travel insurance includes coverage for trip cancellation, interruption, delay, baggage loss or damage, and more. To learn more about the coverage you are automatically insured for, please review your American Express Cardmember Agreement.
If you have to cancel your trip, interrupt it, or experience a delay, you can make an insurance claim with American Express. Within 60 days of the event, call 844-933-0648 to start the process. If your baggage is lost or damaged, you have 30 days to file a claim by calling 800-228-6855 or going online. And if you need to use your rental car insurance, you have 30 days from the date of the incident to call 800-338-1670 or file a claim online.
What does Amex Platinum give you?
The Amex Platinum is a great choice for anyone looking for a premium credit card with lots of perks and benefits. Cardholders enjoy Uber credits, airfare discounts, bonus points, cashback, and much more. The ability to carry a balance for certain charges is also a great feature, making this card a great choice for anyone looking for a versatile and valuable credit card.
As a American Express cardholder, you can enjoy a number of benefits and services that can save you time and money. With ShopRunner, you can get free shipping on your online purchases, and with the International Airline Program, you can get low fares on flights. The Cruise Privileges Program can save you money on your next cruise, and the Amex Auto Purchasing Program can help you get discounts on your next car purchase. You can also earn an extra point when booking Platinum Destinations Vacations.
Does Amex have COVID travel insurance?
Thank you for inquiring about American Express Travel Insurance.
I can confirm that the policy does not cover any losses due to fear of contracting the Coronavirus. The policy covers specified covered reasons that are detailed in the certificate of insurance/policy.
If you have any further questions, please do not hesitate to contact us.
Some possible examples of things that could be classified as “unexpected and unpleasant events” while traveling include: the death or illness of you or a family member, being unable to participate in a sporting event due to a medical condition, or unforeseen natural disasters.
Does American Express Platinum cover medical evacuation
The American Express Platinum card medical evacuation benefit is a great way to get emergency transportation if you or a family member becomes seriously ill or injured while traveling. The benefit provides transportation at no cost, so you don’t have to worry about the cost of getting to a medical facility.
Many countries have made travel insurance a legal requirement in order to enter the country. This is due to the COVID-19 pandemic and the need to ensure that visitors have insurance in case they need medical treatment while in the country. Some countries only require insurance for COVID-19, while others require insurance for all medical costs. Either way, it is important to be aware of the entry requirements for the country you are visiting and to make sure you have the appropriate insurance coverage.
Do most credit cards have travel insurance?
However, not every credit card comes with travel insurance. So if you’re looking for a credit card that offers travel insurance, be sure to check the card’s benefits to see if travel insurance is included.
American Express uses industry-leading fraud detection capabilities to help identify when Card Members are traveling. Therefore, you are not required to notify American Express of your travel plans in advance. However, we recommend that you keep your contact information updated in case we need to reach you while you are away.
Does American Express Platinum benefits
If you use your Platinum Card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times, you can receive up to $20 in statement credits each month. This can be an annual savings of up to $240.
When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim by calling Amex at 1-844-933-0648 within 60 days of the covered loss.
What is travel accident insurance with American Express?
The Amex Gold card comes with travel accident insurance that pays a benefit in the event of accidental death or dismemberment of the primary card member, additional card member, spouse or domestic partner, or children under the age of 23. This insurance can provide some financial security and peace of mind in the event of an accident while traveling.
If you are looking to apply for the Amex Platinum card, we recommend that your annual income be at least $50,000. This will give you the best chance of being approved for the card and being able to take advantage of all the benefits it offers.
What income do you need for Amex Platinum
According to the latest data from the US Census Bureau, the median annual income for households in the United States was $57,617 in 2016. However, for households earning $100,000 or more per year, the median annual income was $186,1211. This means that half of all households earning $100,000 or more per year had an annual income of less than $186,121, and half had an income of more than $186,121.
There are a number of reasons why someone might earn a high income. They may have a high-paying job, or they may have multiple sources of income. They may also have a low cost of living, or they may have a large household size (which means they have more people to support).
However, it’s important to remember that not everyone who earns a high income is wealthy. Many people who earn a high income are still living paycheck to paycheck and may not have much saved for retirement or for unexpected expenses.
The Platinum Card from American Express is a great choice for anyone looking for a high-end credit card with plenty of benefits. With annual statement credits, entertainment benefits, airport lounge access, and elite status perks, this card has it all. Plus, the welcome offer is an added bonus.
Final Words
No, American Express Platinum does not offer travel insurance.
Since American Express Platinum offers a variety of travel benefits and perks, it’s likely that it also offers travel insurance. However, it’s best to check with American Express directly to be sure.
