Travel insurance is a vital part of any trip, and American Express Gold Card members are no exception. Though some Amex Gold cards come with travel insurance automatically, other cards in the same family may not. Cardholders should check their card membership benefits to see if their Amex Gold card comes with travel insurance. If not, American Express offers a variety of travel insurance plans that can be purchased easily and conveniently online.
Yes, American Express Gold cardholders are eligible for travel insurance benefits.
Does AmEx Gold card include travel insurance?
If you’re looking for a credit card that comes with trip delay insurance, the Amex Gold card is a great option. You can get up to $300 per trip for eligible expenses incurred after a 12-hour or greater delay due to a covered loss.
If you’re looking to make your travel experience more rewarding, book a stay at a participating Hotel Collection property with American Express Travel. You’ll earn 2X Membership Rewards® points per eligible dollar spent, in addition to a $100 experience credit1, when you book a prepaid stay of at least two consecutive nights. So whether you’re looking for a luxurious escape or a simple weekend getaway, you can make the most of your trip with American Express Travel.
Do you get travel insurance with AmEx
As an American Express Cardmember, you are automatically enrolled in the American Express Travel Insurance program. This program provides you with basic travel insurance coverage for both local and international travel when you purchase your travel ticket(s) on your American Express® Credit Card.1
Some of the benefits of this program include trip cancellation and interruption insurance, lost baggage insurance, and emergency medical and dental coverage.1
So, whether you’re planning a quick getaway or a longer vacation, you can rest assured that you and your family are covered in case of any unforeseen circumstances.1
1 Terms and Conditions apply. See amextravel.com/terms for details.
The American Express® Gold Card trip delay travel insurance is a great way to protect your investment when you travel. This insurance kicks in when you pay for a trip with your American Express® Gold Card or AmEx points and can help cover the cost of delays, cancellations, and interruptions. Terms and conditions apply, so be sure to read the fine print before you buy.
What are the benefits of AmEx gold card?
The American Express Platinum Card offers a great rewards program for those who frequently dine out or travel. With up to $120 in Uber cash and $100 in resort credits, it’s a great way to save money on your next trip. Plus, the presale and preferred event tickets are a great perk for fans of live entertainment.
The Amex Gold card is a great travel companion for those who want to earn rewards on their travel spend outside of the United States. There are no foreign transaction fees, making it more than worth it to use this card overseas. Plus, you can earn rewards on your travel spend, so it’s a great way to maximize your earnings.
Does Amex Gold get me into airport lounges?
The American Express Gold Card does not offer any complimentary airport lounge access. If you are looking for a card that offers this benefit, you will need to look elsewhere. The Amex Platinum Card is a clear winner in this category, as it offers worldwide lounge access.
If you have one of these cards, you can be reimbursed for up to $10,000 per trip if your trip is cancelled or interrupted for a covered reason. This can be a valuable benefit if you have to cancel your trip due to an illness or other covered reason.
Does AmEx have COVID travel insurance
Thank you for reaching out to us about American Express Travel Insurance. I can confirm that fear of contracting the Coronavirus is not a covered reason under the American Express Travel Insurance certificate of insurance/policy. If you have any other questions, please feel free to reach out to us. Thank you for your time.
Please be advised that the maximum benefit amount for Trip Cancellation Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period. The maximum benefit amount for Trip Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period. Thank you.
What does gold travel insurance cover?
The Gold Plan Coverage is great for those who want comprehensive protection for their trip. Trip cancellation and interruption are covered up to 100% and 150%, respectively, with a maximum of $100,000. Missed connections and itinerary changes of 3 hours or more are also covered, up to $250. Travel delays of 5 hours or more are covered at $150 per day, with a maximum of $750.
If you love food and want to get the most out of your dining experiences, the American Express Gold Card is a great option for you. You’ll earn 4X points per dollar spent at restaurants and 4X points at US supermarkets (up to $25,000 per year in purchases), making it easy to rack up rewards. Plus, you’ll enjoy perks like access to exclusive dining events and experiences.
Why Amex Gold is better than platinum
The American Express Gold Card and Platinum Card offer different benefits that cater to different types of cardholders. The Gold Card has more benefits for everyday spending, while the Platinum Card is designed more for travelers. The Platinum Card has a higher annual fee of $695, but it also has more benefits than the Gold Card.
While the American Express Gold Card doesn’t offer as many travel benefits as The Platinum Card from American Express, it can still be well worth it. The long-term rewards rate is significantly more generous on the Amex Gold Card, and the lower annual fee makes it a better deal overall.
Why is Amex not accepted in Europe?
The EU Payments Package imposes a new regulatory burden on the AMEX licensing business. Due to new regulations, American Express is no longer capable to compete with Visa and MasterCard when it came to bank cooperation. Thus, a hard decision was made, to exit all of its bank licensing arrangements in the European Union.
Assuming you are trying to earn Amex Gold’s $250 annual travel credit, you would need to spend a combined $6,250 at US supermarkets and restaurants to recoup the annual fee. This is based on a conservative 1 cent per point valuation, though it is easy to get more value than that.
Final Words
No, American Express Gold does not have travel insurance.
Yes, American Express Gold Card does have travel insurance. You are covered for up to $500,000 in case of accidental death or dismemberment while traveling.
