Yes, American Express Platinum does cover travel insurance. This insurance coverage is designed to protect you financially if you have to cancel your trip or if you experience any unexpected interruptions while you’re away.
No, American Express Platinum does not cover travel insurance.
Is travel insurance included in Amex Platinum?
The Amex Platinum card comes with trip cancellation, trip interruption, and trip delay insurance. However, this insurance only covers flight cancellations for the specific (limited) reasons listed in the terms and conditions. So, if your flight is cancelled for any other reason, you will not be covered.
If your AmEx card comes with complimentary travel insurance, you’re automatically covered for a number of potential mishaps on your trip. These benefits can include trip cancellation and interruption insurance, trip delay insurance, and car rental loss and damage insurance. So if something goes wrong on your trip, you may be reimbursed for some of your expenses.
How do I claim American Express Platinum travel insurance
If you need to make a claim on your AmEx travel insurance, there are a few things you need to know. For trip cancellation, interruption or delay insurance, you’ll need to call 844-933-0648 within 60 days. For baggage insurance, you’ll need to call 800-228-6855 or go online within 30 days. And for rental car insurance, you’ll need to call 800-338-1670 or go online within 30 days.
American Express travel insurance’s most comprehensive coverage of all, Ultimate Travel, combines all of the above. It includes emergency travel medical insurance, trip cancellation, trip interruption, and baggage loss. You’re covered for everything!
What does Amex Platinum include?
The Amex Platinum is a great choice for those looking for a premium credit card with lots of perks and benefits. Cardholders enjoy Uber credits, airfare discounts, bonus points, cashback and much more. Unlike typical credit cards, the Amex Platinum allows you to carry a balance for certain charges, but not all. This can be a great feature for those who want the flexibility to pay off their balance over time.
The ShopRunner Concierge Service offers free shipping on orders from participating retailers, making it a great way to save on your next purchase. The International Airline Program offers low fares on flights to and from select destinations, making it a great way to save on your next trip. The Cruise Privileges Program offers deals on cruises, making it a great way to save on your next vacation. The Amex Auto Purchasing Program offers discounts on new and used vehicles, making it a great way to save on your next car purchase. The Platinum Destinations Vacations program offers an extra point when booking vacation packages, making it a great way to save on your next vacation.
Does Amex have COVID travel insurance?
This is to confirm that American Express Travel Insurance does not cover the fear of contracting the Coronavirus.
There are many things that can qualify as an emergency for the purpose of cancelling or interrupting a trip. Here are some examples:
The unexpected death, illness, or injury of you and/or a family member
Being unable to participate in a sporting event due to a medical condition when the purpose of the trip was participation in that sport
Unforeseen natural disasters at home or at the destination
Do I get travel insurance on my credit card
A credit card usually comes with complimentary travel insurance. This can be a great perk if you travel often. The insurance can cover things like lost luggage, cancelled flights, and emergency medical expenses. Be sure to check the terms and conditions of the insurance before you travel, so that you know what is and is not covered.
If you have a Platinum Card®, you can get up to $20 in statement credits each month when you use it for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. This can be an annual savings of up to $240.
What is Platinum travel Assistance?
The Travel Accident Insurance offered by The Platinum Card can provide coverage of up to US$500,000 in the case of accidental death or dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship or bus), when the entire fare has been charged to the card. This can provide peace of mind in knowing that you and your family are covered in the event of a tragic accident while traveling.
If you have a covered loss with your AmEx card, you will be reimbursed for more than just your flight costs. Other types of purchases that AmEx will cover include cruises and hotels. This coverage can give you peace of mind when you travel, knowing that you will be reimbursed if something goes wrong.
Do I need to tell Amex I am Travelling
You don’t need to notify American Express before you travel, as they have industry-leading fraud detection capabilities. However, you should keep your contact information updated in case they need to get in touch with you while you’re away.
The American Express Platinum card medical evacuation benefit is a great way to get emergency transportation if you or a family member becomes seriously ill or injured while traveling. The benefit provides transportation at no cost, so you don’t have to worry about the expense.
Do I have to get travel insurance?
No, travel insurance is not a legal requirement. However, some countries have added travel insurance to their entry requirements due to the pandemic. Some require cover for COVID-19 and other countries require cover for all medical costs.
If you are looking to apply for the Amex Platinum card, we recommend that your annual income be at least $50,000. This will give you a better chance of being approved for the card and being able to take advantage of all the benefits it has to offer.
What income do you need for Amex Platinum
If you are aged 18 years or over and have an annual income of $100,000 or more, you may be eligible for certain benefits and privileges. For example, you may be eligible for a reduced rate on your taxes. To learn more about what benefits you may be eligible for, please contact your local government office.
The Amex Gold card is a good card for everyday spending, with a range of benefits and a $250 annual fee. The Platinum card is a more expensive card, with a $695 annual fee, but it has more benefits for travelers.
Final Words
No, American Express Platinum does not cover travel insurance.
If you are looking for a travel insurance policy that will cover your American Express Platinum card, you will need to find a policy that specifically covers Amex Platinum cards. There are a number of travel insurance companies that offer this coverage, so you should be able to find a policy that meets your needs.
