Since the outbreak of COVID-19, there has been much discussion about what types of travel insurance policies will cover the cost of treatment or cancellation due to the virus. American Express offers a Platinum Travel Insurance policy that provides coverage for many different types of emergencies, including “known and unknown epidemics or pandemics” such as COVID-19. So if you’re an American Express cardholder and you’re wondering if your travel insurance policy will cover you in the event of a coronavirus outbreak, the answer is yes.
No, Amex Platinum Travel Insurance does not cover Covid-19.
Does American Express cover COVID cancellation?
If you need to cancel or cut short your trip for a covered reason, your Cancellation/Curtailment cover will reimburse you for the non-refundable costs of your trip, up to the limit shown in the schedule of cover.
Most travel insurance policies can cover travelers that contract Covid-19 on their trip. These policies will typically offer comprehensive benefits that cover the most common pandemic-related concerns, including cancellations, medical emergencies, and travel delays related to Covid-19.
If you are concerned about whether or not your insurance policy covers coronavirus, it is best to contact your insurer directly. Some policies may exclude this as a foreseeable event, but some may not. If you decide you do not want your policy after purchasing it, many insurers have a free-look provision that allows you to cancel within a certain timeframe for a full refund.
American Express travel insurance’s Ultimate Travel coverage is the most comprehensive of all, combining emergency travel medical insurance, trip cancellation, trip interruption, and baggage loss. You’re covered for everything!
Can AmEx Platinum help with Cancelled flight?
The Amex Platinum card comes with trip cancellation, trip interruption, and trip delay insurance. However, this insurance only covers flight cancellations for specific (limited) reasons that are listed in the terms and conditions. Therefore, if your flight is cancelled for any other reason, you will not be covered by this insurance.
The American Express Platinum card medical evacuation benefit provides emergency transportation at no cost for cardholders or family members who become seriously ill or injured while traveling together and need medical attention. This benefit can be used for transportation to the nearest suitable medical facility, or, if necessary, to the cardholder’s home country.
Should I get travel insurance because of COVID?
It’s difficult to determine if your insurance will cover COVID-19 related cancellations because it varies depending on the type of coverage you have, your provider, and the reason for cancellation. You should contact your insurance provider to get specific details on what is covered.
If you’re planning on traveling, it’s important to know that your travel insurance may not cover you if you have to cancel or interrupt your trip due to known or expected events. This includes things like epidemics or fear of travel. Make sure to check with your provider before you travel to see what is and isn’t covered.
Should I cancel travel if I have Covid
If you test positive for COVID-19 during your trip, do not travel and follow the recommendations for isolation. Isolation is important to prevent the spread of the virus.
AMEX travel insurance plans can give you peace of mind when you travel. Coverage for trip cancellation, interruption or delay can help if your plans change. Loss, theft and damage coverage can help protect your belongings. And if you get sick or hurt while you’re away, expensive medical bill coverage can help ease the financial burden.
What is the benefit of Platinum AmEx?
With the Platinum Card®, you can get up to $20 in statement credits each month when you use it for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. This can be an annual savings of up to $240.
If you have an American Express Platinum card, you may be wondering what benefits you are entitled to. American Express offers a variety of different benefits, one of which is emergency medical evacuation or transportation. If you need to be evacuated or transported due to an emergency, your Amex Platinum travel insurance will cover the full cost as long as it is coordinated through the Global Assist Hotline.
Will American Express reimburse for Cancelled flight
Travel insurance is a very important thing to have when you are planning a trip. AmEx offers trip cancellation insurance which will cover the cost of your trip if you have to cancel for an eligible reason. The maximum amount of reimbursement that you can receive is $10,000 per trip and $20,000 per 12-month period. This coverage can give you peace of mind and help you enjoy your trip knowing that you are covered in case of any unforeseen circumstances.
If your flight is cancelled, the airline is legally required to give you a full refund for the flight as well as any other flights from the airline that you won’t be able to use as part of the same booking (e.g. an onward or return flight if you’re part-way through a journey, or a flight back to the airport you originally departed from).
Does American Express have ticket protection?
The Event Ticket Protection Plan is insurance that protects you if you can’t use your ticket for a covered event. If you have this insurance, you will be reimbursed for the cost of the ticket. This can be a great help if you have to miss an event due to an unexpected incident.
If your trip is canceled, interrupted, or delayed, you can make a claim with American Express Travel Insurance by calling 844-933-0648. You will need to provide your policy number, trip details, and the reason for the claim.
If your baggage is lost or delayed, you can make a claim by calling 800-228-6855 or going online. You will need to provide your policy number, trip details, and a list of the items that were lost or delayed.
If you have rental car insurance through American Express, you can make a claim by calling 800-338-1670 or going online. You will need to provide your policy number, trip details, and the date and location of the accident.
Final Words
No, American Express Platinum travel insurance does not cover COVID-19.
Based on the information available, it appears that Amex Platinum travel insurance does not cover Covid-19. This is likely because the pandemic is considered a pre-existing condition. If you’re planning to travel during the Covid-19 pandemic, it’s important to research your travel insurance policy to see what is and is not covered.
