Amex travel insurance is one of the most comprehensive and affordable travel insurance policies available. It covers trip cancellation and interruption, medical expenses, lost or stolen luggage, and more.
No, the American Express Platinum Card does not come with travel insurance.
Is travel insurance included in AmEx Platinum?
The Amex Platinum card comes with trip cancellation, trip interruption, and trip delay insurance. However, this insurance only covers flight cancellations for specific (limited) reasons that are listed in the card’s terms and conditions. If your flight is cancelled for any other reason, you will not be covered by this insurance.
Worldwide Travel Insurance provides cover for the Cardmember and Supplementary Cardmember, their respective partners and dependent children under the age of 25, whether travelling together or travelling alone on business and leisure trips of up to 90 days. The policy provides cover for medical expenses, cancellation and curtailment, personal belongings and personal liability.
How do I claim American Express Platinum travel insurance
If you need to make a claim on your AmEx travel insurance policy, here’s what you need to do:
For trip cancellation, interruption or delay insurance: Call 844-933-0648 within 60 days of the incident.
For baggage insurance: Call 800-228-6855 within 30 days of the incident, or submit a claim online.
For rental car insurance: Call 800-338-1670 within 30 days of the incident, or submit a claim online.
Thank you for your inquiry. Unfortunately, American Express Travel Insurance does not cover fear of contracting the Coronavirus. We apologize for any inconvenience this may cause.
What does Amex Platinum include?
The Amex Platinum is a great choice for anyone looking for a premium credit card with a plethora of benefits. From the welcome bonus and Uber credits to airfare discounts and cashback, this card has a lot to offer. One of the best things about the Amex Platinum is that it allows you to carry a balance for certain charges, which can be a great perk if you need to finance a large purchase or emergency expense.
ShopRunner Concierge Service:
ShopRunner Concierge Service offers free shipping on purchases made through the ShopRunner website. This service is available to ShopRunner members only.
International Airline Program:
The International Airline Program offers low fares on flights to destinations around the world. This program is available to American Express cardholders only.
Cruise Privileges Program:
The Cruise Privileges Program offers discounts on cruises booked through the American Express Travel website. This program is available to American Express cardholders only.
Amex Auto Purchasing Program:
The Amex Auto Purchasing Program offers discounts on new and used vehicles purchased through the American Express Auto website. This program is available to American Express cardholders only.
Platinum Destinations Vacations:
Platinum Destinations Vacations offers discounts on vacation packages booked through the American Express Travel website. This program is available to American Express Platinum cardholders only.
What is not covered by travel insurance?
If you’re considering cancelling or interrupting your trip due to events such as an impending hurricane or outbreak of a disease, it’s important to check your travel insurance policy first. In most cases, these types of events are not covered by travel insurance and you will not be reimbursed for your expenses.
A comprehensive travel insurance policy usually covers delays, cancellations due to sickness or death, lost luggage, and some emergency medical costs. This can give you peace of mind when traveling, knowing that you are covered in case of any unforeseen events.
Do I get travel insurance on my credit card
A credit card with complimentary travel insurance is a great perk to have. This insurance can cover you in case of any medical emergencies that may occur while you are travelling. It is always a good idea to be prepared for any eventualities when you are travelling, and having this insurance can give you peace of mind.
With the Platinum Card®, you can get up to $20 in statement credits each month when you use your card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. This can be an annual savings of up to $240.
What is Platinum travel Assistance?
If you are seriously injured while traveling on a Common Carrier Conveyance (plane, train, ship or bus), Travel Accident Insurance offers a coverage of up to US$500,000 in case of accidental death or dismemberment. This coverage is only available if the entire fare has been charged to The Platinum Card.
The American Express Platinum card medical evacuation benefit is a great benefit for cardholders and their families. This benefit provides emergency transportation at no cost for cardholders or family members who become seriously ill or injured while traveling together and need medical attention. This benefit can be a lifesaver for cardholders and their families, and it is a great benefit to have.
Does American Express cover COVID cancellation
If you need to cancel your trip for any reason, your travel insurance policy will reimburse you for any non-refundable costs. This includes things like airfare, hotels, and tour operators. If you have to cut your trip short for any reason, your travel insurance policy will also reimburse you for any non-refundable costs.
Subject to the conditions and exclusions of your insurance policy, you may be covered for expenses incurred while quarantined abroad. This may include relevant medical expenses as well as additional accommodation and travel expenses. Please check your policy documents for full details.
Is there such thing as Covid travel insurance?
If you’re looking for comprehensive travel insurance that covers you in the event of COVID-19, Allianz Travel Insurance is a great option. With Allianz, you’ll be covered for things like trip cancellation, lost or stolen luggage, and medical expenses. Plus, if you or your travel companion are diagnosed with COVID-19 during your trip, you’ll be covered for selected benefits. So if your travel plans unexpectedly change, Allianz Travel Insurance can help.
The Amex Platinum is a great card, but we recommend that your annual income be at least $50,000 or higher before applying for it. This will ensure that you can properly manage the card and its many benefits.
What income do you need for Amex Platinum
If you earn an annual income of $100,000 or more and are aged 18 years or over, you may be eligible for certain tax benefits. For example, you may be able to claim a tax deduction for certain expenses, such as investment expenses or charitable donations. You may also be eligible for a lower tax rate on some of your income.
The American Express Gold card is a great option for everyday spending, with a range of benefits and a $250 annual fee. The Platinum card from American Express is designed more for travelers and has more benefits, but its annual fee is $695.
Conclusion
No, American Express Platinum cards do not come with travel insurance.
No, the Platinum American Express does not have travel insurance. However, it does offer a wide range of benefits and perks that make it a great option for those who travel frequently. Some of these benefits include access to a 24/7 concierge service, complimentary airport lounge access, and a host of other exclusive rewards and benefits.
